PRIVATE CREDIT
Private credit for your business when your bank won’t.
We lend our own capital to creditworthy borrowers who fall outside traditional banking criteria.
THE GAP WE FILL
Traditional banks serve a narrow profile. Strong credit history, seasoned revenue, conventional collateral. If your business doesn’t fit that profile, the bank says no, regardless of your actual creditworthiness.
ETHAIS was built for that gap banks don’t serve.
We evaluate borrowers on the full picture, not based on an algorithm or a checklist.
WHAT WE OFFER
Business Loans
Direct lending for operations, growth, and working capital.
Asset-Backed Financing
Loans secured by what your business already owns.
Real Estate
Fix-and-flip, commercial, and residential rental financing.
HOW IT WORKS
1
Contact Us
Tell us about your business and what you need.
2
We Reach Out
Expect a reply within 24 business hours to discuss your options.
3
Formally Apply
Submit your full application and supporting documents.
4
We Review
Our team evaluates your full financial picture, not just your credit score.
5
We Respond
If you qualify, we present you with a formal offer for funding.